Home For The 1st Time

Moving to your own place? If you’re renting for the first time follow Shelter’s top tips to avoid the common pitfalls. Be sure it’s safe Check the gas safety certificate before you move in. You should also make sure you’re happy with the general condition of the property before...

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Step-by-Step Buying

First of all, have your credit checked. Homebuyers to have their credit checked six months before buying a place to make sure their FICO score is where it needs to be. Know what you can afford. Realtors insist that prospective homebuyers “contact a lender and be pre-approved so they...

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Tips For Buying a House

Buying a house can be a daunting task, even for someone who has owned several homes. Here aresome helpful hints for the first time property buyers: [trx_list style=”ol”] [trx_list_item]Use your online resources. Almost every state and local government has a website where you can research real estate information. The...

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Remodel or Refinance?

Let’s see. Do I want to refinance now or wait until I finish with my home improvements? Or do I go ahead and get a construction loan, complete my addition, then refinance both my mortgages when the addition is complete? Do I need the value of my new addition...

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First Time Renters?

Moving to your own place? If you’re renting for the first time follow Shelter’s top tips to avoid the common pitfalls. Be sure it’s safe Check the gas safety certificate before you move in. You should also make sure you’re happy with the general condition of the property before...

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Factors For Homebuyers

As a first-time buyer, there is much to consider. Here we have a look at some of the factors that may influence your decision, including: good school systems, tax breaks, reasonable housing, reasonable living costs and low crime rates. Good Schools Buying a house in an area that has...

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Top 3 Mortgage Mistakes

During the 2007-2009 financial crisis, the United States economy crumbled because of a problem with mortgage foreclosures. Borrowers all over the nation had trouble paying their mortgages. At the time, eight out of 10 borrowers were trying to refinance their mortgages. Even high end homeowners were having trouble with...

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What’s FHA Home Loans

An FHA insured loan is a US Federal Housing Administration mortgage insurance backed mortgage loan which is provided by a FHA-approved lender. FHA insured loans are a type of federal assistance and have historically allowed lower income Americans to borrow money for the purchase of a home that they...

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First-Time Home Buyers

As a first-time buyer, there is much to consider. Here we have a look at some of the factors that may influence your decision, including: good school systems, tax breaks, reasonable housing, reasonable living costs and low crime rates. Good Schools Buying a house in an area that has...

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Understanding FHA Home Loans

Because of lower down payment requirements and less stringent lending standards, FHA loans are popular with mortgage borrowers. Simply stated, an FHA loan is a mortgage insured by the Federal Housing Administration, a government agency within the U.S. Department of Housing and Urban Development. Borrowers with FHA loans pay...

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